Welcome to Omoana Financial, the nation’s premier provider of real estate investment loans. With a strong presence in all 50 states across the USA, we take pride in offering a comprehensive range of loan types tailored to meet your unique investment needs. Whether you’re a seasoned investor or new to the game, our commitment to providing top-notch financial solutions remains unwavering.


At Omoana Financial, we specialize in several key loan types

Fix & Flip Loans

Our financing options are perfectly suited for investors looking to acquire and renovate properties swiftly, enabling seamless property flips.

DSCR Rental Loans

For commercial property investors, we evaluate Debt Service Coverage Ratios to ensure that your investments generate ample income to cover debt obligations, safeguarding your financial interests.

Bridge Loans

Omoana offers bridge loans designed to bridge financing gaps during property acquisitions. These short-term solutions allow you to seize investment opportunities without waiting for long-term financing.

Commercial Properties

Whether you’re considering offices, retail spaces, or warehouses, our financing solutions are finely tuned to support a wide range of commercial property ventures, fostering your business’s growth.

Mixed-Use Properties

Understanding the unique complexities of mixed-use properties, we provide customizable loans to meet the diverse needs of properties combining residential and commercial spaces.

Our streamlined process, designed to cater to both new and experienced investors, is characterized by speed and efficiency. As hard money lenders, we ensure a hassle-free experience, allowing you to access the funds you need promptly.

With a global network of investors, Omoana Financial can offer some of the most competitive interest rates in the market. We leverage our extensive investor base to secure favorable terms for our clients.

Omoana Financial proudly partners with mortgage brokers in the states where we lend. We deeply value the role brokers play in the submission process, and our platform is designed to protect their interests. All commissions are paid directly from escrow, ensuring brokers are fairly compensated.

To kickstart your journey with us, we require the following documentation:

– Omoana Application
– 2 Months of Bank Statements
– Ten color pictures, inside, – outside and street view (or color appraisal if available)
– Purchase Contract (if a purchase)
– Experience the Omoana Financial advantage and unlock a world of real estate investment opportunities with a trusted partner by your side.

General Guidelines
1. Non-Owner Occupied Only
2. Purchase, Rehab, Refinance Cash Out
3. Up to 90% LTP
4. $50k – $5 Million
5. Up to 100% of Rehab Budget Financing
6. SFR, 1-4
7. Income Not Verified
8. 600+ FICO Score with exceptions

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Property Information

Loan Information